Bank of India Credit Officer Recruitment 2026: Apply online for 779 GBO vacancies in MMGS-II, MMGS-III and SMGS-IV. Check dates, fee, age, pay scale, selection process and apply link.
Bank of India Credit Officer Recruitment 2026 Overview
Bank of India has released the Credit Officer Recruitment 2026 notification under Project No. 2026-27/01 for Credit Officers in the General Banking Officer Stream. The recruitment includes 779 vacancies across MMGS-II, MMGS-III and SMGS-IV scales.
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Recruitment Project | Project No. 2026-27/01 |
| Recruitment Type | Credit Officers (General Banking Officer Stream) |
| Job Category | Bank Jobs |
| Employment Type | Central Government / Public Sector Bank |
| Job Location | Anywhere in India |
| Application Mode | Online |
| Total Vacancies | 779 |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Cut-off Date for Age & Qualification | 01 June 2026 |
Vacancy Details
| Post | Scale | Vacancies | Age | Pay Scale |
|---|---|---|---|---|
| Credit Officer (GBO Stream) | MMGS-II | 677 | 25 to 32 Years | Rs. 64,820 - Rs. 67,160 - Rs. 93,960 |
| Credit Officer (GBO Stream) | MMGS-III | 61 | 28 to 38 Years | Rs. 85,920 - Rs. 99,320 - Rs. 1,05,280 |
| Credit Officer (GBO Stream) | SMGS-IV | 41 | 32 to 45 Years | Rs. 1,02,300 - Rs. 1,14,220 - Rs. 1,20,940 |
| Total | 779 |
The vacancies include backlog vacancies from the previous recruitment cycle and may change depending on the Bank's requirements.
Pay Scale and Allowances
| Scale | Pay Scale |
|---|---|
| MMGS-II | Rs. 64,820 - Rs. 67,160 - Rs. 93,960 |
| MMGS-III | Rs. 85,920 - Rs. 99,320 - Rs. 1,05,280 |
| SMGS-IV | Rs. 1,02,300 - Rs. 1,14,220 - Rs. 1,20,940 |
Selected candidates will also receive Dearness Allowance, HRA, medical benefits and other admissible allowances as per Bank of India rules.
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | Rs. 175 |
| General / OBC / EWS / Others | Rs. 850 |
Age Relaxation
| Category | Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Eligible Ex-Servicemen | 5 Years |
| 1984 Riot Affected Persons | 5 Years |
Educational Qualification
The educational qualification, professional certifications and experience requirements vary according to the scale: MMGS-II, MMGS-III and SMGS-IV.
Candidates must satisfy the post-specific eligibility criteria prescribed in Annexure-I of the official notification before applying.
Selection Process
Selection may consist of:
- Online Examination
- Personal Interview
- Document Verification
If an Online Examination is conducted, the final merit weightage will be:
| Stage | Weightage |
|---|---|
| Online Examination | 70% |
| Interview | 30% |
If the Bank decides not to conduct an online examination, selection will be based only on Personal Interview.
Online Exam Pattern
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
Duration: 120 Minutes
Important notes:
- English Language paper is qualifying in nature.
- Merit is prepared using Professional Knowledge marks.
- Minimum qualifying marks apply.
- 0.25 marks will be deducted for every wrong answer.
- No negative marking for unanswered questions.
Job Highlights
- 779 vacancies across multiple officer scales.
- Opportunity to join one of India's leading Public Sector Banks.
- Attractive officer-level salary.
- Nationwide posting opportunities.
- Career progression under Bank promotion policy.
- Suitable for experienced banking professionals.
Important Instructions
- Candidates can apply for only one post.
- Applications must be submitted online.
- Multiple applications will not be entertained.
- Candidates should ensure they meet the eligibility requirements before applying.
- Supporting documents will be verified during recruitment.
- Bank reserves the right to modify the recruitment process if required.